Terms of Use | Successful Financial Advisors LLC dba SFA Insurance Group

Effective Date: October 14, 2025

These Terms of Use (“Terms”) govern your access to and use of sfainsure.com and related services operated by Successful Financial Advisors LLC dba SFA Insurance Group. By using this site, you agree to these Terms and to our Privacy Policy.

1. Acceptance & Eligibility

By accessing our website, you agree to comply with these Terms and all applicable laws. If you do not agree, do not use the site. You represent that you are at least 18 years old and a U.S. resident using the site for lawful purposes.

2. Services, Educational Content & No Guarantee

We provide Medicare-related education, plan comparisons, and enrollment support. Information is for educational purposes and may change without notice. Plan availability, pricing, and eligibility are confirmed by carriers and/or licensed agents.

3. Acceptable Use

• No unauthorized access, scraping, or interfering with site security or performance.
• No malware, spam, fraud, or misuse of contact features.
• No infringement of third-party intellectual property or privacy rights.

4. Medicare Disclosure

We do not offer every plan available in your area. Information provided is limited to plans we do offer. Please contact Medicare.gov or call 1-800-MEDICARE (1-800-633-4227) TTY 1-877-486-2048 for information on all your options. Not connected with or endorsed by the U.S. government or the federal Medicare program.

5. Communication Consent (TCPA / A2P 10DLC)

By submitting your phone number or email, you consent to receive Medicare-related communications from SFA Insurance Group by text, call, or email. Message and data rates may apply. Reply STOP to opt out or HELP for support. Consent is not a condition of purchase. Program support: [email protected] • +1 (833) 791-1800.

By checking the consent box on our website forms, you agree to receive Medicare-related communications from SFA Insurance Group. Message and data rates may apply. Reply STOP to opt out or HELP for support. Consent is not a condition of purchase.

6. HIPAA & Privacy

We comply with HIPAA for PHI collected or processed through secure, access-controlled systems. Please review our Privacy Policy for details on PHI collection, use, safeguards, rights, and data retention.

HIPAA Entity Role: Successful Financial Advisors LLC dba SFA Insurance Group operates as a Covered Entity under HIPAA. Licensed Insurance Agent Clive Hughes (NPN 17297590) is authorized to collect and process PHI in accordance with HIPAA privacy and security rules.

7. Intellectual Property

All site content, design elements, and trademarks are owned by Successful Financial Advisors LLC dba SFA Insurance Group or its licensors. You may not reproduce or distribute materials without prior written permission.

8. Disclaimers & Limitation of Liability

The site and its content are provided “as is.” To the maximum extent allowed by law, SFA Insurance Group is not liable for any indirect, incidental, special, or consequential damages arising from use of the site or reliance on its information.

9. Governing Law & Dispute Resolution

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law rules. Venue for any dispute shall be the state or federal courts located in Palm Beach County, Florida.

10. Changes to these Terms

We may update these Terms periodically. Updates are effective upon posting. Your continued use of the site following updates constitutes acceptance of the revised Terms. Please also review our Privacy Policy.

11. Contact

Legal & Compliance Contact: Clive Hughes — Licensed Insurance Agent / Privacy Officer
Email: [email protected]
Phone: +1 (833) 791-1800
Address: 8927 Hypoluxo Rd Ste A-4 #167, Greenacres, FL 33467